
350 Euros in Pounds: Live Exchange Rate Converter
Wise beats Revolut and the Post Office for 350 EUR to GBP conversions — but only if you know where to look. Wise uses the real mid-market rate with a transparent fee, while Revolut hides a margin inside a higher-looking number, and the Post Office charges 3% before you even see the math.
1 EUR to GBP: 0.84226 (Wise) · 350 EUR approx: 294.79 GBP · Top providers: Wise, Revolut, Post Office
Quick snapshot
- 350 EUR ≈ 294.79 GBP with Wise mid-market rate (Wise Currency Converter)
- Revolut quotes 1 EUR = 0.88100 GBP — but that includes their markup (Revolut Currency Converter)
- Wise supports 40+ currencies vs Revolut’s 25+ (Wise Blog)
- Post Office does not publish a live EUR to GBP rate on their website — you need to check in-person or via their app
- Exact rate without a timestamp may shift by the minute as markets move
- Revolut increased fees and dropped the interbank rate in June 2020 (The Poor Swiss)
- Rates locked for 48 hours after a Wise transaction (Instarem Blog)
- If you need pounds urgently, Revolut can be faster for small amounts — but Wise wins for larger transfers
- Avoid weekend exchanges with Revolut: the 1% surcharge on Standard plan kicks in Friday 5pm EST
| Field | Value |
|---|---|
| Target conversion | 350 EUR to GBP |
| Wise mid-market rate | 1 EUR = 0.84226 GBP (13:29 UTC, 2026-05-02) |
| Wise fee | From 0.41% |
| Revolut live rate | 1 EUR = 0.88100 GBP |
| Revolut weekend surcharge | 1% on Standard plan |
| Post Office cross-border fee | 3% |
| Wise currencies supported | 40+ |
| Revolut currencies supported | 25+ |
How much sterling for 350 euros?
The answer depends entirely on which provider you use — and the difference adds up fast. Using Wise’s mid-market rate of 1 EUR = 0.84226 GBP, 350 euros converts to approximately 294.79 GBP before fees. With Wise’s minimum transfer fee of 0.41%, the recipient receives around 293.58 GBP. That figure is based on the live rate recorded at 13:29 UTC on 2 May 2026.
Revolut quotes a different rate: 1 EUR = 0.88100 GBP. At first glance that looks better — 350 EUR would convert to about 308.35 GBP. But Revolut applies a markup on the mid-market rate, meaning the “improvement” is partly manufactured. The Poor Swiss, which tracks both services, found Revolut’s rate runs about 0.40% worse than the interbank rate on average.
Live rate from Wise
Wise uses the mid-market rate — the one you see on Google or Xe — with no added markup. For 350 EUR, the math is straightforward: 350 × 0.84226 = 294.79 GBP. The transfer fee (from 0.41%) comes off the euro side before the conversion, so Wise passes on slightly more to the recipient than Revolut does at equivalent stated rates.
Rate from Revolut
Revolut’s live rate of 1 EUR = 0.88100 GBP includes their built-in margin. For the same 350 EUR, you’d see approximately 308.35 GBP on screen. However, Revolut’s Standard plan also caps fee-free exchanges at 1,000 USD per month — beyond that, a 0.5% fee applies. The weekend surcharge of 1% on top of that makes Friday afternoon transfers particularly costly.
Rate from Post Office
The Post Office does not display a live EUR to GBP rate online. Their Travel Money Card applies a 0.3% fee for spending in non-loaded currencies and charges a 3% cross-border fee for top-ups in GBP. For someone converting 350 EUR, those percentages mean the effective rate lands somewhere between Revolut’s markup and Wise’s mid-market — with less transparency about where the number comes from.
How much is 1 euro for 1 pound?
The euro-to-pound rate shifts constantly with forex markets, but the mid-market benchmark as of early May 2026 sits around 1 EUR = 0.84226 GBP via Wise. That’s the rate banks use when trading with each other — and it’s the starting point for any honest comparison between providers.
Current EUR to GBP rate
Wise’s live converter shows 1 EUR = 0.84226 GBP at 13:29 UTC on 2 May 2026. Revolut simultaneously displays 1 EUR = 0.88100 GBP. The gap between those two figures — roughly 3.9 paise per euro — is where Revolut’s markup lives. Over 350 EUR that difference shrinks the final payout by about £13.60 compared to a true mid-market conversion.
Historical trends
Revolut’s own chart shows 1 EUR = 0.86970 GBP as recently as 25 July 2025, reflecting normal market fluctuations. The June 2020 fee change, when Revolut increased charges and dropped the interbank exchange rate, marked a shift documented by independent trackers. Since then, Wise has consistently come out ahead for larger transfers due to its no-markup model.
Revolut displays a higher number on screen, but that’s because they mark up the rate before showing it to you. Wise shows the real mid-market number and then adds a transparent fee. For anyone converting more than a few hundred euros, Wise’s model is mathematically superior.
How much is 1 pound to 1 euro today?
Going the other way — GBP to EUR — the mid-market rate sits around 1 GBP = 1.146 EUR via Wise. That means £350 converts to approximately 401.10 EUR before fees. Revolut’s GBP to EUR rate shows as 1 GBP = 1.13510 EUR, which is slightly lower, meaning you’d receive fewer euros for the same pounds.
GBP to EUR conversion
For someone holding pounds and needing euros — a UK traveler heading to the eurozone, for example — the math is the same but inverted. Wise’s mid-market 1 GBP = 1.146 EUR gives 350 GBP ≈ 401.10 EUR. Revolut’s 1 GBP = 1.13510 EUR yields 350 GBP ≈ 397.29 EUR. The £3.81 gap per £350 transferred is the cost of Revolut’s margin.
Reverse calculator
Working backward confirms the asymmetry. If 350 EUR should equal roughly 415.54 GBP at mid-market rates (350 ÷ 0.84226), and Revolut delivers closer to 308 GBP, the difference of over 107 GBP across 1,000 EUR starts to matter for frequent converters or anyone moving larger sums.
How much is €300 euros in pounds?
Common conversion amounts cluster around round figures: €100, €300, €400, and €350. Here’s what the numbers look like across providers using current mid-market rates.
| Amount (EUR) | Wise (mid-market, before 0.41% fee) | Revolut (stated rate 0.88100) |
|---|---|---|
| €100 | £84.23 | £88.10 |
| €300 | £252.68 | £264.30 |
| €350 | £294.79 | £308.35 |
| €400 | £336.90 | £352.40 |
Four amounts, one pattern: Revolut shows a higher pound figure on screen, but the rate includes their margin while Wise shows the true mid-market rate. The Wise row is before the 0.41% transfer fee, which reduces the payout by roughly £1.21 on €350 — still better value than Revolut’s apparently higher number.
€100, €300, €400 conversions
The table above shows each common amount. Notice that the Revolut advantage shrinks as percentages are applied. For €100, Revolut shows £4 more than Wise pre-fee — but Wise’s transparent model means you know exactly what you’re paying, and for what. On €400, the Revolut screen shows £15.50 more, but that figure conceals a margin worth roughly £5.50 at mid-market equivalents.
Quick calculator
To estimate any amount: multiply euros by 0.8423 (Wise mid-market) to get GBP before fees. For Revolut, multiply by 0.8810 — but remember that number is marked up. Subtract roughly 0.41% from the Wise result to get what the recipient actually receives.
Revolut’s higher screen rate is a marketing decision, not a better deal. Always compare the mid-market rate (available on Wise, Google, or XE) against any provider’s quoted rate to see the real margin they’re charging.
Is the euro stronger than the pound today?
As of May 2026, the euro holds slightly more purchasing power per unit — 1 EUR buys roughly 0.84 GBP. That means the pound is the weaker currency in this pair. The gap has fluctuated over the past year, with periods where 1 EUR fell to 0.83 GBP and others where it climbed toward 0.88 GBP.
Current strength
At 1 EUR = 0.84226 GBP, the euro commands about 18.7% more pound per euro than a 1:1 parities would imply. This matters for anyone converting euros to pounds: you’re selling a relatively stronger currency into a weaker one, so the pound amount will always be less than the euro amount numerically.
Recent trends
Revolut’s historical chart tracks back to late 2024, showing 1 EUR = 0.86970 GBP on 25 July 2025. The rate dipped to 0.84226 by May 2026 — a move of about 3.2% against the euroholder. UK economic data, Bank of England policy signals, and eurozone inflation reports all influence these swings, but for conversion purposes, what matters is locking in a rate before it moves further.
Step-by-step: converting 350 EUR to GBP
Whether you choose Wise, Revolut, or another provider, the conversion process follows the same basic sequence. Here’s how to do it efficiently and avoid common pitfalls.
Step 1: Check the mid-market rate first
Before opening any app, search “EUR to GBP” on Google or XE to see the current mid-market rate. This is your baseline. As of 2 May 2026, it’s approximately 1 EUR = 0.84226 GBP. Every provider layers their margin on top of this number — knowing it ahead of time lets you spot the markup immediately.
Step 2: Compare at least two providers
Open Wise and Revolut side by side. Enter 350 EUR in each converter. Wise will show the mid-market rate plus a transparent fee (from 0.41%). Revolut will show their rate (1 EUR = 0.88100 GBP as of this writing) with no separate fee line. Calculate what the recipient actually receives on both — Wise’s fee comes off the euro side before conversion, Revolut’s margin is built into the pound figure.
Step 3: Watch the clock
If you’re using Revolut’s Standard plan, avoid Friday 5pm EST through Sunday 6pm EST for any non-urgent transfer. That’s when the 1% weekend surcharge kicks in on top of their existing margin. Wise doesn’t charge extra for weekends — the 0.41% fee applies the same way regardless of timing.
Step 4: Confirm the final amount
Before sending, double-check the recipient amount on the confirmation screen. With Wise, the fee and exchange rate are shown separately before you approve. With Revolut, the rate shown is already adjusted — you won’t see the breakdown. For amounts over £1,000 or regular transfers, this transparency difference is worth the extra step.
Step 5: Consider rate locks for future transfers
Wise locks your rate for 48 hours after you initiate a transaction. If you expect the euro to weaken against the pound, locking in today’s mid-market rate can save money on future transfers. Revolut does not offer guaranteed rate locks on their free tier.
Revolut’s weekend surcharge and monthly cap on fee-free exchanges mean the “free” part of their Standard plan has real limits. For anyone converting more than €1,000 worth of euros at a time, or who needs to move money outside business hours, Wise’s transparent fee model typically costs less in aggregate.
Comparing Wise vs Revolut vs Post Office
Three providers, three different approaches to the same conversion. The table below lays out the key variables that affect what lands in your pocket.
| Feature | Wise | Revolut | Post Office |
|---|---|---|---|
| Rate type | Mid-market (no markup) | Marked-up rate (1 EUR = 0.88100) | Markup on mid-market |
| Transfer fee | From 0.41% | Included in rate | 3% cross-border fee |
| Currencies supported | 40+ | 25+ | Limited |
| Weekend surcharge | None | 1% (Standard plan) | Not specified |
| Rate lock | 48 hours | Not on free tier | No |
| Fee-free monthly limit | N/A (fee always applies) | 1,000 USD equivalent | N/A |
What this means: Wise’s transparent fee model beats Revolut’s hidden margin for most transfer sizes, and both outpace the Post Office for online currency conversion. The Post Office makes sense only for walk-in cash needs — and even then, the 3% cross-border fee is steep compared to Wise’s 0.41%.
Wise uses the mid-market rate, which is the exchange rate you see on Google with no markup.
Since Revolut increased its fees in June 2020 and then dropped the interbank exchange rate, the results favor Wise more than Revolut!
Related reading: Bank of England Base Rate
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Frequently asked questions
What affects EUR to GBP exchange rates?
The mid-market rate moves based on interest rate decisions from the Bank of England and European Central Bank, UK and eurozone inflation data, GDP growth figures, and broader forex market sentiment. Political events — elections, referendums, trade negotiations — also influence short-term swings. For anyone converting euros to pounds, these factors mean the rate you see at 9am may differ from 3pm the same day.
How often do euro pound rates change?
The EUR/GBP pair trades 24 hours a day on weekdays, with rates updating continuously. Mid-market rates can shift multiple times per minute during high-volume periods. Providers like Wise update their rates in real time, while Revolut refreshes on a shorter cycle that may lag slightly behind the fastest market moves.
Where to get the best euro to pound rate?
For transfers, Wise typically offers the best effective rate because they use the mid-market rate with no markup and charge a transparent fee. Revolut’s screen rate looks higher but includes their margin. The Post Office’s cross-border fee of 3% makes them the least competitive for online conversions. Comparing the mid-market rate (Google/XE) against any provider’s quote tells you exactly what margin you’re paying.
Is Wise the cheapest for 350 euros?
For 350 EUR, Wise delivers approximately 294.79 GBP before fees, with the transfer fee (from 0.41%) reducing the final amount by roughly £1.21. Revolut shows approximately 308.35 GBP on screen, but that figure includes their markup — the effective rate is worse than Wise’s. Over 350 EUR, Wise’s total cost is lower even before comparing the stated numbers.
What is Post Office rate for euros?
The Post Office does not publish a live online rate for EUR to GBP. Their Travel Money Card applies a 3% cross-border fee and a 0.3% fee for spending in non-loaded currencies. For someone converting 350 EUR, that 3% fee alone reduces the effective rate by roughly £8.54 compared to Wise’s mid-market rate — before accounting for any additional markup in their exchange rate.
How to avoid fees on conversions?
No provider offers completely free currency conversion — someone always pays the cost of moving money between currencies. Revolut’s Standard plan comes closest for small amounts under 1,000 USD per month on weekdays, but their weekend surcharge and markup offset that benefit for larger transfers. Wise’s 0.41% fee is the most transparent cost structure available, and their mid-market rate means you’re not paying a hidden margin on top.
Can I convert 350 euros online?
Yes — Wise, Revolut, and most major neobanks allow instant online conversion for standard amounts like 350 EUR. Wise requires verification and supports transfers to UK bank accounts. Revolut allows in-app conversion for holders of their card. The Post Office requires either a branch visit or their app for some services. For any provider, have your GBP bank account details ready before starting the transfer.
For UK residents and eurozone travelers alike, the choice is clear: Wise’s mid-market model beats Revolut’s marked-up rate and the Post Office’s steep fees for most conversions. If you’re moving 350 EUR or more regularly, the difference compounds — and a simple rate check before each transfer is the cheapest habit you can build.